The Board evaluates a financial institution's retail banking items available inside the financial institution's facility-based assessment regions and nationwide, as applicable, at the institution degree as follows:
(one) Consideration in the dollar volume of your confined intent financial institution's Local community growth loans and Neighborhood advancement investments that advantage or provide the facility-dependent evaluation location; and
(ii) If a significant bank is not necessary to delineate a retail lending assessment region Formerly discovered within the program as a result of not meeting the needed retail lending evaluation space thresholds pursuant to § 228.
(2) A duplicate of the general public area in the bank's most up-to-date CRA efficiency analysis prepared by the Board. The bank ought to contain this duplicate in the general public file inside 30 business enterprise times soon after its receipt from your Board;
(ix) An indicator for whether or not the loan was to a business or farm with gross annual revenues better than $one million; and
(i) A lender may perhaps incorporate functionality analysis factors and accompanying annual measurable plans For added geographic areas but might not eliminate the analysis of its effectiveness in almost any geographic area that could be A part of its functionality analysis inside the absence of an authorized program.
Remarks or questions about document articles can't be answered by OFR team. Remember to tend not to offer confidential information and facts or personal facts.
A bank that gained a a lot less than “Satisfactory” establishment score through its most up-to-date assessment ought to include in its general public file an outline of its present initiatives to improve its effectiveness in assisting to satisfy the credit history desires of its entire community.
The Board evaluates a financial institution's community progress providers performance inside a Point out or multistate MSA, more info as relevant, or nationwide area, and assigns a conclusion for people locations, dependant on the subsequent two components:
(ii) After the bank has made its Preliminary draft plan, formally solicit community comment on the initial draft program for a minimum of 60 times by:
The Board evaluates a financial institution's remote support facility availability in the facility-centered evaluation space depending on the next:
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
Notwithstanding the requirements of this portion, a armed forces financial institution whose buyers are usually not Found in just an outlined geographic region may possibly delineate all the U . s . and its territories as its sole facility-centered evaluation spot.
(i) The whole thing of a single MSA (utilizing the MSA boundaries which were in result as of January one in the calendar calendar year through which the delineation applies), excluding any counties In the big financial institution's facility-centered assessment regions; or